š¹ What is a Retirement Plan?
- A financial product designed for post-retirement income.
- Provides monthly pension after you stop working.
- Encourages savings during your working years.
- Ensures financial stability when your salary stops.
- Helps you maintain your lifestyle after retirement.
- Reduces dependency on family for expenses.
š¹ Why Do You Need a Retirement Plan?
- Ensures steady income after retirement.
- Provides financial security for medical & emergency needs.
- Protects your savings against inflation.
- Helps you live independently without depending on family.
- Supports you in maintaining your lifestyle post-retirement.
- Creates a safety net for unforeseen situations.
š¹ Things to Consider Before Choosing a Retirement Plan
- Your expected retirement age
- Your investment horizon (number of years you can invest)
- Monthly/annual premium paying capacity
- Protection against inflation
- Family and medical needs coverage
- Plan flexibility (withdrawals, loans, etc.)
1ļøā£ Pension Plans
Guaranteed monthly pension
- Steady post-retirement income
- Employer/state-based options
2ļøā£ Annuity Plans
One-time investment, lifelong payout
- Immediate or deferred annuities
- Predictable periodic payments
3ļøā£ ULIP-based Plans
Market-linked returns + Insurance
- Invests in equity/debt funds
- Insurance cover + higher growth
4ļøā£ Government Schemes
APY, NPS, SCSS, EPF
- Tax benefits & safe returns
- Different risk & liquidity levels
š Contact Us
š Get expert help in choosing the right Retirement Plan.
āļø Call: +91 99111 25221
š§ Email: dheerafinancialsolution@gmail.com